Ford Financing Options Explained

New cars are pricey investments, so it is important that you are able to finance your purchase in order to get the best deal. Thankfully, there are many different financing options available that will allow you to drive away in your dream car.

Researching your financing options before heading out to buy a new car can save you time and money when trying to leave the dealership with a new car.

Capital Ford Raleigh offers many different plans designed to help you successfully purchase your dream car. Some of the most common plans are listed below.

Ford Motor Credit offers special financing options for college graduates with little to no credit history. These plans can help you finance a new vehicle that will provide you with low monthly payments and lower interest rates compared to other financing plans. If you have poor or bad credit, then Ford Credit is one of the best ways to go, because their flexible programs often offer special terms to those with below-average credit scores, allowing them to still qualify for a loan.

Ford First allows buyers who are unable to make large down payments the option to finance their vehicle at higher interest rates than traditional financing plans. This plan provides an affordable monthly payment thanks in part due to its high-interest rates. If you are unable to make a large down payment, then this is the plan for you!

Ford Smart Payoff offers special payments that allow buyers to pay off their loans early without incurring any additional fees or penalties. These payments can be used towards paying off your loan early (before the end of your term), which will save you money on interest and enable you to drive a new car sooner!

Ford Lease Purchase allows drivers with bad credit scores to purchase a vehicle by leasing it from the dealership. What’s great about this program is that even if you have poor or bad credit, Capital Ford still has options available for those who wish to finance their car despite having low credit scores. This program features lower monthly payments compared to traditional financing plans.

Ford Credit Connection allows buyers to finance their purchase with multiple dealerships by having them compete for your business. What’s great about this program is that it allows you to get the best offer from different dealers in one place, without ever having to leave the comfort of home. With Ford Credit Connection, drivers can choose the dealer they want to go with and then send their information directly to that dealership through the website. They will then contact you directly with an offer (often offering special discounts or low-interest rates). You can then accept or deny their offer, or submit another request for quotation at another dealership!

Getting a loan approved has never been easier thanks due to Capital Ford Raleigh’s wide variety of financing options — meaning no matter what your credit history is, you have a great chance of being approved for a loan.

Don’t wait! Get yourself behind the wheel of your dream car by financing your next purchase at Capital Ford of Raleigh.